Our Client Relationships

• We believe our clients expect and deserve excellent, personal attention to their financial needs. Our purpose is to furnish
financial services of value to our clients. We act as their agents, putting their interests ahead of our own.

• Our team of professionals work directly with clients in the areas of trusts, estate planning, asset management, life and long term care insurance, and business financial services.

• Our team will help develop a formal investment plan to determine a client’s current position and to provide goals that,together, we will strive to achieve.

• Our compensation is derived from a businesslike, asset-based fee structure. Our fees are always discussed in advance and are fully reflected on account statements. For certain transactions, we may receive commissions. Fee-based advisory accounts are not suitable for all investors.